How To Get An Insurance Licence?

The trending topic on every insurance blog is how to get an insurance licence. Before you learn how to become an insurance agent in Florida, you should know what an insurance agent is, what they do, how much they earn, and the types of insurance agents. An insurance agent is a person who works for a carrier and sells insurance products to the insurance buyers. Generally, there are two kinds of insurance agents: captive insurance agents and independent insurance agents.

Captive agents usually sell for only one company; they sell only one carrier’s insurance products and earns through salaries and commissions. Independent agents work with multiple insurance carriers. They provide various insurance policies with price comparisons to their clients because they work on a commission basis. If you want to become an independent insurance agent and work for yourself, you need to complete the first step. That is, get an insurance license. Furthermore, one day you might even run your own successful insurance agency.

How To Get An Insurance Licence: Requirements

According to Florida Insurance License, some key requirements are as follows:

  • Above 18 years of age.
  • Should be a good resident in Florida
  • Needs to be a citizen of US or a legal immigrant with work permit.
  • Have a fingerprint record.
  • Should fill out an application and submit license fees.

So, the next series of steps will help guide you on how to get an insurance license in Florida and let you know the basics.

Step One to become an insurance agent: Prepare your high school diploma or college degree. 

Although insurance companies prefer college degree applicants, a high school diploma is a minimum requirement. Even with a high school diploma, having people skills takes you to new heights in this career. Also, consider checking out an insurance blog regularly to know the current scenario of the industry and scope.

Step Two: Choosing the kind of insurance license you want to obtain is a part of how to get an insurance licence

The different insurance lines can determine what kind of exam to give. So, you need different exams for life insurance, health insurance, property and casualty insurance. There are other insurance lines, and each requires a particular course and exam you have to take. But if you want to sell more lines, you can contact National Insurance Producer. In addition, if you want to work in an insurance agency, you will require the knowledge and ability to use an agency management system. So, take a course or two on that as well.

how to get an insurance licence

Step Three: Check requirements in Florida. 

The requirements mentioned above are the ones you need to be eligible for before you apply.

Step Four: After learning how to get an insurance licence, take the examination 

You should pay certain amount during the application process in Florida. They are application process $50, License ID $5, fingerprint paid to fingerprint vendor $48.05, State exam $44, an appointment for residents $60.

Step Five: Submit your documents for background check 

This step requires the board to check the history of your previous workplace and any existing criminal records.

Likewise, other than the theoretical courses, you need to be avid in using modern tools like insurance software. Furthermore, the working knowledge of insurance agency management systems will help you boost your career and get a job in an insurance agency quickly.

In the end, the board will review, accept and provide your license. Hence, you become a licensed insurance agent. In addition, if you to expand your knowledge on insurance agents in other states, you can read about how to be licensed to sell insurance.

how to become an insurance agent
how to become an insurance agent